A commercial liability umbrella policy provides coverage beyond a business’s standard liability insurance, offering extra protection against large personal injury or property damage claims exceeding primary policy limits. It activates once the primary coverage is exhausted.

Workers’ compensation is insurance that provides cash benefits and/or medical care for workers injured or become ill as a direct result of their job. Employers pay for this insurance and shall not require employees to contribute to the compensation cost.

Employment practices liability insurance (EPLI) protects businesses from lawsuits filed against them by employees. EPLI can cover discrimination claims, wrongful termination claims, harassment, and more. 

Commercial auto insurance is a type of business insurance that covers vehicles used for work-related purposes. It helps protect businesses from losses when a company-owned vehicle is involved in an accident causing bodily injury or property damage.