The Hot Tub Rash That Became a Lawsuit
A relaxing soak should never land in court but water quality issues can turn into serious health claims.
Vacation Rental Hot Tub Illness Liability Insurance Claim Example
The Incident
A guest developed a severe rash and contracted Legionnaires’ disease from an improperly sanitized hot tub. They sued the property owner and manager for negligence.
The Gap
Most policies exclude or limit coverage for “communicable disease” claims. Hosts often assume platform guarantees or standard insurance will protect them — until it doesn’t.
The Cost
Tens of thousands in medical treatment and legal fees
Guest reputation damage online
Increased scrutiny of all the manager’s listings
How Wister Insurance® Coverage Helps
Wister includes liability protection for communicable diseases, ensuring hosts aren’t left to pay for medical claims and defense costs.
Takeaway
Hot tubs boost bookings, but they come with risk. With Wister, you don’t have to worry about unexpected health claims.
Note: Poage v. Cox LLC provides insight into a hot tub lawsuit.
Learn how Wister covers hidden risks in your amenities on our coverage page.
*While Wister cannot disclose details of actual lawsuits or settlements, the examples shared here reflect real claim scenarios and hypotheticals designed to illustrate the protection our policies provide.
