When Tragedy Strikes: Child Drowns in Vacation Rental Pool
Pools attract bookings — but they also carry some of the gravest risks in short-term rentals.
The Incident
A child drowned in a vacation rental pool. The family sued the property owner and manager for wrongful death, alleging negligence in pool safety.
The Gap
Wrongful death claims are among the most devastating — financially and emotionally. Traditional homeowner’s coverage almost always excludes business-related guest incidents.
The Cost
Multi-million-dollar lawsuit
Irreparable emotional toll
Business reputation ruined
How Wister Coverage Helps
Wister’s general liability coverage responds to catastrophic incidents, including wrongful death claims. Defense costs and judgments are handled by the policy, protecting both the business and the individuals behind it.
Takeaway
Even with safety precautions, accidents happen. Wister ensures you’re protected from the unthinkable.
Note: Media reports show that over 100 children drown at short-term rentals annually.
*While Wister cannot disclose details of actual lawsuits or settlements, the examples shared here reflect real claim scenarios and hypotheticals designed to illustrate the protection our policies provide.
