The Icemaker Leak That Soaked $50,000
Even the smallest appliance can cause massive property damage when a short-term rental sits empty.
The Incident
An icemaker leak went unnoticed for days in a vacant vacation rental. Damage totaled $50,000. The owner’s insurance covered the repairs but then sought subrogation against the manager, claiming the manager should have checked the property.
The Gap
Many managers don’t realize they can be held liable by an owner’s insurer, even when they didn’t directly cause the damage.
The Cost
$50,000 subrogation claim
Hours spent in legal defense
Strained manager–owner relationship
How Wister Coverage Helps
Wister’s liability coverage provides a safety net when you’re blamed for property damage that wasn’t directly your fault, but could fall under the scope of your business operation.
Takeaway
Subrogation claims are common — and costly. With Wister, you won’t be blindsided by an owner’s insurer coming after you.
Get coverage that protects you from surprise claims. For more insights and tips for vacation rental managers and co-hosts, visit our Blog →
*While Wister cannot disclose details of actual lawsuits or settlements, the examples shared here reflect real claim scenarios and hypotheticals designed to illustrate the protection our policies provide.
